Grow your government loan portfolio — without the overhead
ILMG Ghana is your dedicated, nationwide sales force for Controller loans. We originate, screen and deliver high-quality applications so your credit team can focus on approvals and disbursements.
Why partner with ILMG Ghana?
A formal sales agency agreement with ILMG delivers measurable, risk-efficient growth to your retail loan book.
Immediate loan volume growth
Our 200+ field agents are deployed today across all 16 regions. From day one you receive a steady pipeline of pre-screened, compliant applications — boosting your retail loan book and interest income.
Bank-ready applications
Every application passes ILMG’s internal quality control before it reaches your desk: payslips, CAGD deduction capacity, employer confirmation and supporting documents are all verified.
Deep CAGD ecosystem knowledge
Our management team has decades of experience with the CAGD payroll system — deduction codes, submission timelines and eligibility thresholds — so your credit team gets clean, bankable files.
Commission-based — no fixed cost
No retainers or fixed fees. ILMG earns an agreed commission on disbursed loans only, so your cost is tied directly to results.
Proven partnerships
ILMG has established, successful partnerships with UBA Bank Ghana and other reputable institutions — immediate assurance of professionalism, compliance and delivery.
Reach markets you can’t reach alone
Our agents operate in peri-urban and rural communities that are cost-prohibitive to serve through branches, opening segments that would otherwise remain out of reach.
What we bring to the table
The partnership process
A straightforward, structured engagement from agreement to ongoing loan origination.
Formalise the agreement
We sign a Sales Agency Agreement defining commission rates, compliance obligations, reporting timelines and targets.
Product onboarding
Our agents are briefed on your loan products, eligibility criteria, rates and documentation requirements.
Field deployment
Agents market your product to eligible government employees across assigned regions and institutions.
Application submission
Pre-screened, complete application packages reach your credit team on an agreed schedule.
Credit decision & disbursement
Your institution keeps full control of credit assessment, approval, disbursement and repayment.
Commission settlement
Commission is settled per the agreed terms following confirmed disbursements, with transparent reporting.
Trusted by leading banks & savings institutions
Ready to take the next step?
Banks & Financial Institutions
Partner with ILMG to grow your government employee loan portfolio with a proven, nationwide sales force — paid only on results.
Request a Partnership MeetingGovernment Employees
Apply for a salary-backed loan today. Fast, transparent and stress-free — with a dedicated agent handling every step, and no upfront fees.
Apply for a Loan